How to Use Excel to Track SIP (Systematic Investment Plan) Returns

If you invest regularly through SIPs (Systematic Investment Plans), tracking them manually can be messy—unless you use Excel smartly. Here’s how to build your own SIP tracker.

📥 Step 1: Structure Your Table

Create columns like:

• Date
• Amount Invested
• NAV (Net Asset Value)
• Units Purchased
• Total Units
• Current NAV
• Portfolio Value
• Returns %

🧮 Step 2: Use Basic Formulas

• Units = Amount / NAV
• Total Value = Total Units × Current NAV
• Return% = (Current Value - Total Investment) / Investment × 100

📊 Step 3: Add Visualization

Insert a line chart or bar chart to show your SIP growth over time. You can compare multiple funds too.

📌 Tips

• Use Data Validation to keep fund names and NAV updates clean.
• Update NAV manually weekly or link with external APIs for real-time NAV (advanced users).
• Use conditional formatting to highlight profit/loss zones.

📥 Download a FREE SIP tracker Excel template from our Gumroad store or upgrade to the premium Power BI dashboard version for automation!